Design a Simple Monthly Cash Flow Tracker

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Help me design a monthly cash flow tracker. My income sources are: {income_sources}.

My main recurring expenses include: {recurring_expenses}.

I want to clearly see my net income and track where my money goes each month.

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Design a repeatable monthly money management system that avoids spreadsheets or finance apps.

Include:
- Budgeting method
- Income and expense tracking
- Monthly goal review
- Financial habit check-ins

Keep it tech-light, consistent, and low-stress.
Use the 50/30/20 rule to allocate my monthly income of {monthly_income}. 

Break down:
- 50% Needs: rent, groceries, utilities
- 30% Wants: entertainment, dining out
- 20% Savings and debt repayment

Tailor the distribution based on this lifestyle description: {lifestyle_description}.
Help me create a zero-based budget based on the following income and expenses:

Monthly income: {monthly_income}
Essential expenses: {essential_expenses}
Other costs: {other_expenses}

Assign a specific purpose to every dollar and make sure the budget balances to zero.
You are a personal finance AI. Given a user's income, fixed expenses, savings goals, and lifestyle needs, create a monthly budget with suggested spending caps for each category and long-term savings projections.
I had a meeting about {meeting_topic}. Summarize the main points, extract action items, assign responsibilities, and generate a calendar entry with reminders.